Terms & Conditions

MEMBERSHIP :

(I) Minimum cadre is in the grade of Junior Engineers (J.E.) [Erstwhile T.T.A.] of B.S.N.L.

(II) Executives of Accounts cadre are also eligible
(II) Disbursing Officer in West Bengal;

(III) Not attached with any other registered society of B.S.N.L. ;

(IV) Civil, Electrical, P.A., P.S. are also eligible for membership ;

(V) Residing outside West Bengal but D.O. in West Bengal.

LOANS :

(I) Emergency/Short-term Loan–Rs.105,000/- (maximum 15 instalments)

[ Two sureties* are required ] [Eligibility : 3 months salary deduction ]

 

(II) Mid-term/Intermediate Loan–Rs.210,000/- (maximum 30 instalments)
[ Three sureties* are required ] [Eligibility : 6 months membership]

 

(III) Long-term Loan – Rs.3,60,000/- (maximum 60 instalments)
[ Three sureties* are required ] [Eligibility : 1 & 1/2 year membership ]

 

(IV) Special Long-term Loan – Rs.6,00,000/- (maximum 60 instalments)
[ Three sureties* are required ] [Eligibility : 3 years membership ]

 

A member is eligible to get 3 (Three) type of Loan at a time along with Emergency/Short-term Loan- Rs.105,000/- i.e. Mid-term/Intermediate Loan–Rs.2,10,000/- , Long-term Loan – Rs.3,60,000/- OR Special Long-term Loan – Rs.6,00,000/-

 

*Sureties are to be in Service till the loan completion of Loanee.

 

*All Surities ( for all types of loan) should have permanent address within the state of West Bengal only.

 

For further details please contact our office.