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     41th AGM of JE(T)CCS Ltd has been conducted successfully on 09.01.2026. 317 members attended the meeting. Several points have been discussed in the said meeting. As per the Approval of the house of the AGM, following decisions have been taken:  

     

     1.Dividend for the FY 2024-25 will be @ 10%. It will be disbursed to the bank A/c  of the eligible members. The process will be completed within 31st March, 2026. 

     

     2. Gift for the FY 2024-25  is Amazon pay e-gift vouchers of denomination of Rs. 900/-. The same has been sent to the eligible members through SMS (SMS Header : BL-JETCCS). The process will be completed within 31st March, 2026. 

     

     3. Resumption of Special Long Term Loan (Rs. 6,00,000/-) will  start from 1st April, 2026.

     

     4. There will be no change in the rate of interest and  Thrift fund contribution amount.
Terms & Conditions

MEMBERSHIP :


(I) Executives of Telecom, Civil, Electrical. PA & PS, Accounts cadre are  eligible.
(II) Non- Executives of the rank of Junior Engineer ( erstwhile TTA) are also eligible.
(III) Members should be permanent employees of BSNL (either absorbed or directly recruited).
(IV) BSNL employees on deputation to other organisations and others who are posted in BSNL on deputation are not eligible.
(V) Members need to be posted in Kolkata Telephones, WB Telecom Circle, ITPC- Kolkata, Cote TW- TX (East).
(VI) Not attached with any other Credit Cooperative society registered with  B.S.N.L. ;
 

LOANS :

 
(I) Emergency/Short-term Loan–Rs.105,000/- (maximum 21 instalments) ( w.e f. 01-04-2025)
[ Two sureties* are required ] [Eligibility : 3 months salary deduction ]
 
(II) Mid-term/Intermediate Loan–Rs.210,000/- (maximum 30 instalments)
[ Three sureties* are required ] [Eligibility : 6 months membership]
 
(III) Long-term Loan – Rs.3,60,000/- (maximum 60 instalments)
[ Three sureties* are required ] [Eligibility : 1 & 1/2 year membership ]
 
(IV) Special Long-term Loan – Rs.6,00,000/- (maximum 60 instalments)
[ Three sureties* are required ] [Eligibility : 3 years membership ]
 
A member is eligible to get 3 (Three) type of Loan at a time along with Emergency/Short-term Loan- Rs.105,000/- i.e. Mid-term/Intermediate Loan–Rs.2,10,000/-  and either  Long-term Loan – Rs.3,60,000/- or Special Long-term Loan – Rs.6,00,000/-
 
*Sureties are to be in Service till the loan completion of Loanee.
 

 

For further details please contact our office.