Types of loans offered by the JE(T)CCS Ltd.

Loan Type Maximum Loan Amount (Rs) Maximum Repayment Tenure (Months) Eligibility Criteria No. of sureties required
Emergency Loan 1,05,000/- 21 3 months salary deduction 2
Mid-term Loan 2,10,000/- 30 Membership should be 6 months or older 3
Long-term Loan 3,60,000/- 60 Membership should be 18 months or older 3
Special Long-term Loan 6,00,000/- 60 Membership should be 36 months or older 3
A member is eligible to get three type of Loan at a time i.e. Emergency Loan, Mid-term Loan and either of Long term Loan or Special Long Term Loan( as per eligibility criteria)